Associated equity: LM PAY
LM PAY is a fintech providing consumer finance and so-called ‘care now-pay later’ solutions via its B2B partnerships with beauty and medical facilities, allowing clients to pre-finance treatments. The company also provides general-purpose loans to customers with a more extensive credit history with LM PAY. The business has rapidly expanded its service partner network in recent years to c 13,000 and adds around 50–150 new beauty and medical facilities each month, while its annual loan volume surpassed PLN100m in 2024. The company has been listed on the Düsseldorf and Frankfurt stock exchanges since November 2023.
LM PAY — 1 video in collection
LM PAY is a Polish fintech specialising in consumer financing for beauty and healthcare services via business-to-business partnerships. In this interview, Jakub Czarzasty, CEO of LM PAY, explains how medical and beauty treatment financing works in Poland and how it supports LM PAY’s business model. He talks about the company’s competitive advantages, including its embedded finance model and well-established relationships with clinics and beauty salons. He also comments on the new financing agreement with Aion Bank and outlines new product initiatives, most notably car insurance financing and the MediPay Mobile by Visa card.
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