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Executive Interview – Heartland New Zealand

Executive Interview – Heartland New Zealand

Heartland New Zealand (HNZ) is a community-based financial institution focused on households, consumer and rural sectors in New Zealand. It has a diversified asset base, a balanced geographic footprint and a widespread depositor base. In FY15 deposit growth was ~20% and strong growth is expected in FY16. The cost-to-income ratio continues to improve as HNZ adds scale via organic growth and acquisitions. Growth is primarily driven by GDP and employment in New Zealand.

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