LM Pay – equity proposition

LM PAY is a fintech providing consumer finance and so-called ‘care now-pay later’ solutions via its B2B partnerships with beauty and medical facilities, allowing clients to pre-finance treatments. The company also provides general-purpose loans to customers with a more extensive credit history with LM PAY. The business has rapidly expanded its service partner network in recent years to c 13,000 and adds around 50–150 new beauty and medical facilities each month, while its annual loan volume surpassed PLN100m in 2024. The company has been listed on the Düsseldorf and Frankfurt stock exchanges since November 2023.

There are four key reasons why LM PAY represents an attractive investment.

1. LM PAY has a strong position in a niche market.
2. The company has several ambitious growth projects in progress.
3. LM PAY benefits from high demand for consumer loans and an inefficient public healthcare system in Poland.
4. New financing agreement and proceeds from loan repayment can unlock further growth.

If you would like to learn more about LM Pay, please click here.